Medicare, Personal, Commercial Insurance and More
We are a full-service insurance agency specializing in Medicare including Medicare for Veterans with VA, Tricare or CHAMPVA. We offer a wide variety of products from Home and Auto to Identity Protection and Travel Medical Insurance and more. Navigating the complex world of Medicare can be daunting. We’ll help you compare health plans to make the best decision based on your unique circumstances and budget. We seek to be an advocate for our clients all year around, not just at signing time. When you have questions or concerns, we are here for you, not a call center. As your agent, we sit down, face to face and determine which options best fit your needs and wants, and then re-evaluate those options every year.

Finding the right insurance can be confusing. There are a lot of options, and it can be a frustrating experience. You’ve probably heard stories about people who weren’t properly insured, so you know it’s important to get it right. We’re unbiased and represent the major insurance companies, which means you get customized recommendations based on Your individual needs. And you’ll be treated with ongoing superior customer service, so you’ll know how much You are valued. Are you ready for Medicare? You only have to watch the news to know that things are frequently changing. When you’re ready to get started, our hyper-focused Medicare experts have over 25 years experience to assist you. Call today, and ask about a free assessment. We have a sincere passion to help you find the right insurance fit.

(I do not offer every plan available in your area. Any information I provide is limited to those plans I do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.)

Susan Perro, a dedicated professional with The Assurance Group, an Integrity Company based in Minnesota, brings extensive experience and a compassionate approach to her work. She specializes in Medicare, life insurance, and annuities, helping clients make informed decisions to protect their health, finances, and legacy. Susan takes the time to understand each client’s unique needs, providing tailored solutions that ensure they have the coverage and financial security they need for the future. Whether assisting seniors with navigating Medicare options, guiding families through the complexities of life insurance, or offering strategies to maximize the benefits of annuities, Susan is committed to delivering peace of mind and exceptional service. Her expertise and personalized care have earned her a reputation as a trusted advisor in the Minnesota community.

Prime Time Health Advisors (PTHealth) is headquartered in Rochester, Minnesota and primarily serves the needs of all Minnesotans who are Medicare-eligible and are in need of health and life insurance products. We work with the major insurance companies so we can offer our clients appropriate coverage for them. Our clients are located all across Minnesota and Wisconsin, giving us a great feel for the insurance landscape. We design plans with a focus on low costs, and proper benefit structure, which we combine with personalized insurance advice aimed at helping our clients make better-informed decisions.

(I do not offer every plan available in your area. Any information I provide is limited to those plans I do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.)

Martinson Insurance Agency LLC specializes in Medicare and other health insurance policies to make sure you have the coverage you need throughout your life. Medicare is a government health insurance program designed to assist citizens 65 years of age and older in meeting their hospital, medical and other health costs. It is available to most individuals 65 years of age and older. It has also been extended to individuals under age 65 who meet certain qualifications and situations involving disability. If you need guidance through the process of signing up for Medicare and choosing the right plan for your needs, call Martinson Insurance Agency LLC to speak to an independent, fully licensed health insurance broker. Agent/owner Sharon A. Martinson has 18 years of experience in the insurance industry.

(We may not offer every plan available in your area. Currently, we represent Medicare Advantage organizations which offer different plan options in your area. Please contact Medicare.gov, 1-800 MEDICARE, or your local State Health Insurance Program (SHIP), to get information on all of your options.)

Medica is contracted with the Federal Medicare program to offer Medicare Advantage and Cost plans tailored for individuals to cover hospital stays, doctor visits, prescriptions, and preventive care. Medica Medicare plans, available to those 65 and older (and certain younger individuals with disabilities), provide access to a broad network of healthcare providers and coverage options for MN residents.

Medica is a Cost, HMO-POS, and PPO plan with a Medicare contract. Enrollment in Medica depends on contract renewal.
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John is a Medicare Advisor with over 15 years of sales experience working in Greater Minnesota. He excels in face-to-face meetings, over the phone and virtually. He holds Medicare workshops in towns and cities across Southwestern Minnesota. John strives to build trust and rapport with the folks he works with to cut through the noise of Medicare and deliver easy to understand options for his clients. Many of John's members feel like they have found a valuable resource in John and refer him to their friends and family.

(I do not offer every plan available in your area. Any information I provide is limited to those plans I do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.)